PointsFinder: The Best Rewards Credit Cards 2025
American Express Velocity Platinum
See Overview$760 Cashback*
This is the lowest value you can expect to get out of the card. It is calculated by redeeming the points for a direct credit, plus any cashback offers or the card may have.
Then the annual fee is subtracted to give us an approximate value displayed here.
You can get far more value out of your points than what is displayed here, see this article for more info.
NAB Rewards Platinum
See Overview$505 Cashback*
This is the lowest value you can expect to get out of the card. It is calculated by redeeming the points for a direct credit, plus any cashback offers or the card may have.
Then the annual fee is subtracted to give us an approximate value displayed here.
You can get far more value out of your points than what is displayed here, see this article for more info.
ANZ Frequent Flyer Platinum
See Overview$555 Cashback*
This is the lowest value you can expect to get out of the card. It is calculated by redeeming the points for a direct credit, plus any cashback offers or the card may have.
Then the annual fee is subtracted to give us an approximate value displayed here.
You can get far more value out of your points than what is displayed here, see this article for more info.
*When you meet spending requirements
American Express Explorer
See Overview$555 Cashback*
This is the lowest value you can expect to get out of the card. It is calculated by redeeming the points for a direct credit, plus any cashback offers or the card may have.
Then the annual fee is subtracted to give us an approximate value displayed here.
You can get far more value out of your points than what is displayed here, see this article for more info.
ANZ Rewards Platinum
See Overview$401 Cashback*
This is the lowest value you can expect to get out of the card. It is calculated by redeeming the points for a direct credit, plus any cashback offers or the card may have.
Then the annual fee is subtracted to give us an approximate value displayed here.
You can get far more value out of your points than what is displayed here, see this article for more info.
*When you meet spending requirements
American Express Platinum
See Overview$775 Cashback*
This is the lowest value you can expect to get out of the card. It is calculated by redeeming the points for a direct credit, plus any cashback offers or the card may have.
Then the annual fee is subtracted to give us an approximate value displayed here.
You can get far more value out of your points than what is displayed here, see this article for more info.
Westpac Altitude Velocity Black
See Overview$675 Cashback*
This is the lowest value you can expect to get out of the card. It is calculated by redeeming the points for a direct credit, plus any cashback offers or the card may have.
Then the annual fee is subtracted to give us an approximate value displayed here.
You can get far more value out of your points than what is displayed here, see this article for more info.
*For existing customers only
ANZ Frequent Flyer Black
See Overview$675 Cashback*
This is the lowest value you can expect to get out of the card. It is calculated by redeeming the points for a direct credit, plus any cashback offers or the card may have.
Then the annual fee is subtracted to give us an approximate value displayed here.
You can get far more value out of your points than what is displayed here, see this article for more info.
*When you meet spending requirements
Westpac Altitude Velocity Platinum
See Overview$500 Cashback*
This is the lowest value you can expect to get out of the card. It is calculated by redeeming the points for a direct credit, plus any cashback offers or the card may have.
Then the annual fee is subtracted to give us an approximate value displayed here.
You can get far more value out of your points than what is displayed here, see this article for more info.
*For existing customers only
Citi Premier
See Overview$800 Cashback*
This is the lowest value you can expect to get out of the card. It is calculated by redeeming the points for a direct credit, plus any cashback offers or the card may have.
Then the annual fee is subtracted to give us an approximate value displayed here.
You can get far more value out of your points than what is displayed here, see this article for more info.